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Get the most out of your travels

Editorials from our staff traveling through the world. We share our best travel tips, and how to get a better value out of your travel insurance.

Primary or Excess Medical Coverage?

Many people we talk to haven’t fully thought through which type of travel insurance medical coverage to choose: “primary” or “excess.” First, what do these terms mean here? And second, which makes the most sense for you and the trip you are taking?